Regardless if you are after that loan for a fresh or second-hand vehicle, or seeking to refinance, RAC provides loans being fast, easy to comprehend and, first and foremost, a deal that is really great.

Why choose RAC Finance for the car finance?

Fixed interest levels from just 5.70per cent

Loan amount Interest rates Comparison rate 2
Secured loans
$8,000 – $14,999 8.50per cent p.a. 10.52per cent p.a.
$15,000 – $24,999 7.00percent p.a. 7.77% p.a.
$25,000 – $44,999 6.20per cent p.a. 6.61% p.a.
$45,000 and over 5.70% p.a. 6.11% p.a.
quick unsecured loans
All loans being unsecuredper cent p.a. 15.07% p.a.

There aren’t any month-to-month account-keeping charges with RAC Finance. an establishment that is one-off of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may apply. a termination that is early of $225 may use if a loan is settled in the 1st a couple of years.

Get yourself a quote & apply

Calculate your repayments and use for a financial loan


Candidates need to be:

  • Over 18 years old
  • Be getting an income
  • Hold a legitimate Australian driver’s licence or student’s permit
  • Protection must be registered in WA at time of loan settlement
  • You are a citizen that is australian permanent resident and have a home in WA
  • Clear of bankruptcy for 7 years

If we get your finalized loan papers in addition to loan has settled, your funds is gotten.

– Funds via EFT or BPAY will get to the following 24 – 48 hours (time structures may differ dependent on your bank).

– Cheques arriving by post are sent via express mail and certainly will simply take between 2 – 5 company times to achieve you. You might get your cheque in the time you finalized your loan agreement.

There are not any month-to-month account-keeping charges with RAC Finance. an establishment that is one-off of $299^ plus an $8.00 private Properties Securities Registration (PPSR) fee may use. a early termination charge of $225 may use if that loan is given out in the 1st a couple of years.

Not right for you?

Considering another type of personal bank loan? Have a look at one other personal bank loan choices

Develop into a known user when you are getting RAC Finance

As a part you receive usage of discounts that are great provides

1. Applications subject to RAC Finance Limited lending requirements. Costs and fees are payable. In the event that conditions of the loan have now been met, agreement will undoubtedly be available for signing the business that is following while the funds will soon be processed either via cheque, BPAY or EFT 24-48 hours from settlement. Time frames can vary greatly dependent on your bank . Terms and conditions use. Australian Credit Licence 387972. View RAC that is useful Finance about your loan.

2. Loan comparison rate: contrast rates for between $8,000 and $14,999 quick unsecured loans are according to a $10,000 loan over three years. Contrast prices for between $15,000 and $24,999 derive from a $20,000 loan over 4 years. Contrast rates for secured personal loans over $25,000 derive from a $30,000 loan over five years. The contrast rates are real just for the examples given and can even maybe not add all costs and charges. Various terms, fees or any other loan quantities might cause a comparison rate that is different.

These details may be considered basic advice. That is, your own personal goals, needs or situation that is financial perhaps not considered while preparing these records. Consequently, its appropriateness, having reference to your very own goals, financial predicament and requirements before acting upon it.

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